![]() So what are the check-cashing alternatives for an individual without a checking account? Here are five options and their accompanying costs: Nearly every available service for cashing checks will impose a fee - and many service providers won’t cash personal checks. Unfortunately, living without a checking account is costly. In addition, a total of 28.3% of Americans are either unbanked or underbanked, which means they rely on alternatives to banks for financial services like check cashing. But it’s the reality for the roughly 8% of Americans who are living “unbanked,” meaning they have no bank account whatsoever. ![]() For many people, it can be difficult to imagine living without a checking account.
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